Jumbo Homes Loans can make high-end home purchases possible. When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.
Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain. At Good Home Capital, Inc., we can get you a great rate on your Jumbo Loan.
With a jumbo mortgage, you’ll get great rates even on a large home purchase. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.
- Loan amounts up to $3MM (purchase or rate/term reﬁ)
- LTV cap increased from 80% to 89.99%.
- Max allowed DTI increased from 40% to 45%.
- Minimum FICO score lowered from 700 to 680.
- No more $500,000 cash-out limits. They’re now unlimited as long as requirements are met.
- Available on Primary Residence, Second Homes and Investment Properties Cash-out option available
- LTV up to 85% for purchase or rate/term reﬁnance on Primary Residence 30 year ﬁxed available
- Gift funds allowed
Have questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.